The Community Housing Improvement Progam is a citywide program to assist primarily low to moderate income homeowners in repairing and rehabilitating their homes. Through the CHIP program, homeowners can receive grants and loans of up to $10,000 for repairs and $40,000 for a rehabilitation.

A home rehabilitation addresses all health, safety, energy deficiencies, and accessibility issues throughout the entire home. A home repair is for one or two large items. To qualify for this program a homeowner must be at or below 80 percent of the area median income as established by HUD, must occupy the home and be current on his or her property taxes and homeowner's insurance.

The program is administered by Neighborhood Development Services Inc. located in Ravenna. Any resident interested in this program should contact NDS at 330-297-6400 or going to the agency's website at www.ndsohio.org. The availability of CHIP funds is limited each year.